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For Multi-State & Growing Practices

Expand across state lines without surprises.

Adding a state means new Medicaid program, new mandate, new BCBA licensure rule, and potentially a new BH carve-out manager. ABA Insight tracks coverage and policy changes across all 50 states — so you know what hits you before it hits your denials.

All 50 states tracked
61 Medicaid programs
Carve-out detection
Legislative alerts
Aetna Commercial
National · ABA covered
Updated 3d ago
Prior auth required
Yes
Initial auth duration
6 months
Submission deadline
14 days
View policy
High confidence
50
States tracked
61
Medicaid programs
192+
Payors mapped
14
BH carve-outs detected
Payor Pulse · Live
Aetna CommercialAuth submission window cut to 14 days3h ago
BCBS Anthem GANew modifier required for 971555h ago
OptumTelehealth coverage confirmed for 971531d ago
Carelon BehavioralRBT credentialing now mandatory1d ago
Florida MedicaidAnnual benefit cap raised to 1,500 hours2d ago
MagellanInitial auth duration extended to 12 months2d ago
TRICARE EastFBA now required at initial auth3d ago
United HealthcareDoc requirements added for renewals3d ago
Beacon HealthPOS 02 (telehealth-home) coverage added4d ago
Texas MedicaidBCaBA scope-of-practice restricted5d ago
Aetna CommercialAuth submission window cut to 14 days3h ago
BCBS Anthem GANew modifier required for 971555h ago
OptumTelehealth coverage confirmed for 971531d ago
Carelon BehavioralRBT credentialing now mandatory1d ago
Florida MedicaidAnnual benefit cap raised to 1,500 hours2d ago
MagellanInitial auth duration extended to 12 months2d ago
TRICARE EastFBA now required at initial auth3d ago
United HealthcareDoc requirements added for renewals3d ago
Beacon HealthPOS 02 (telehealth-home) coverage added4d ago
Texas MedicaidBCaBA scope-of-practice restricted5d ago
Built on infrastructure that works in production
Databricks
Lakehouse + AI
Vercel
Edge + serverless
Neon
Postgres
Clerk
Authentication
Stripe
Billing
Resend
Email
The problem

The problem with growing into new states

Every state is its own puzzle
State Medicaid programs vary wildly — age limits, hour caps, prior auth windows, BCaBA scope-of-practice. What works in Florida won't work in Texas, and what works in Texas won't work in California.
Carve-outs hide the real payer
The card says Anthem, but ABA might route through Carelon. The card says Aetna, but BH might be carved out to Magellan. Miss the carve-out, miss the auth, get the denial.
Legislation moves the goalposts
State autism mandates expand, cap, or sunset every legislative session. By the time the change hits the provider manual, you've already missed the implementation window.
What you get

Built for practices that don't stay in one state

Coverage maps, carve-out detection, licensure tracking, and legislative alerts — across every state you operate in.

Interactive state coverage map

See every state's ABA mandate at a glance: age limits, annual benefit caps, hour caps, and mandate status. Filter to highlight gaps in your expansion plan.

Insight Cloud · Operations
Live
Denial rate
4.2%
AR days
38
Auth burn
92%
Denials · last 30 days↓ 42% vs prior month
Ask the agent
Which clients lose authorization in the next 30 days?

BH carve-out detection by state

Identify which states route ABA through Optum, Carelon, Magellan, or eviCore — so you know which payor and which authorization workflow actually applies before you onboard the first client.

Per-state BCBA & BCaBA licensure rules

Some states license behavior analysts directly; others recognize the BACB credential by reference. ABA Insight tracks the licensure requirement, board contact, and renewal cadence for every state.

Legislative tracker for ABA bills

Active alerts for proposed and enacted ABA coverage legislation across all 50 states. Severity tiers route critical changes (mandate expansions, sunsetting) to email; routine changes go to your weekly digest.

Multi-workspace by state or by entity

Run each state's operations in its own workspace, with its own watched payors and denial log — but manage all of them from a single login.

Cross-state denial benchmarks

See which states have the highest denial rates in your panel, and which payors are driving them. Plan staffing and training where the financial pain actually is.

The feed you'll actually read

Policy changes, severity-coded, before they cost you.

Critical changes (auth window shrinks, new modifier requirements, FBA mandates) hit your inbox the day we detect them. Routine changes roll into a weekly digest. Every change links back to the source document.

Severity is decided by an LLM against your watched payors — calibrated to surface what actually moves your denial rate.

Policy Alerts · Live
Watching 14 payors
Aetna CommercialEffective 2026-06-01

Auth submission window reduced from 30 days to 14 days. Affects all 97151–97158 codes.

BCBS Anthem GAEffective 2026-06-15

New required modifier (HM) for 97155 supervision codes when delivered in clinic.

OptumEffective immediately

Telehealth 97153 coverage confirmed for POS 02 and POS 10.

Showing 3 of 14 this weekView all alerts →

Coverage breadth, in numbers

Every state tracked. Every major commercial payor mapped to its BH carve-out manager. Every legislative session monitored.

50
States with mandate and coverage data
61
Medicaid managed-care plans covered
192
Total payors in the database
4
Major BH carve-out managers tracked

Per-seat pricing — same rate whether you operate in 1 state or 12

$29/seat/month ($24 annual). No multi-state upcharge. Add a workspace per state, per entity, or per region — multi-org management is included.

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Common questions

Common questions from multi-state practices

Don't let a state change become a denial cliff.

Start free with 3 anchor payors of your choice and full 50-state coverage data. Upgrade to Growth when you're ready for the full 192-payor database, alerts on every payor, denial tracking, and unlimited workspaces for multi-state ops.

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