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192 payors · Updated daily

Never be the last to know a payor changed the rules.

Policy-change alerts and source-cited billing rules for 192 ABA payors. When an auth window shrinks or a modifier flips, you hear about it that day — with the source document linked, so a 45-minute portal dig becomes a 2-minute spot check.

3 anchor payors free
Free tier: no card, ever
All 192 with Growth
Aetna Commercial
National · ABA covered
Updated 3d ago
Prior auth required
Yes
Initial auth duration
6 months
Submission deadline
14 days
View policy
High confidence
Payor Pulse · Live
Aetna CommercialAuth submission window cut to 14 days3h ago
BCBS Anthem GANew modifier required for 971555h ago
OptumTelehealth coverage confirmed for 971531d ago
Carelon BehavioralRBT credentialing now mandatory1d ago
Florida MedicaidAnnual benefit cap raised to 1,500 hours2d ago
MagellanInitial auth duration extended to 12 months2d ago
TRICARE EastFBA now required at initial auth3d ago
United HealthcareDoc requirements added for renewals3d ago
Beacon HealthPOS 02 (telehealth-home) coverage added4d ago
Texas MedicaidBCaBA scope-of-practice restricted5d ago
Aetna CommercialAuth submission window cut to 14 days3h ago
BCBS Anthem GANew modifier required for 971555h ago
OptumTelehealth coverage confirmed for 971531d ago
Carelon BehavioralRBT credentialing now mandatory1d ago
Florida MedicaidAnnual benefit cap raised to 1,500 hours2d ago
MagellanInitial auth duration extended to 12 months2d ago
TRICARE EastFBA now required at initial auth3d ago
United HealthcareDoc requirements added for renewals3d ago
Beacon HealthPOS 02 (telehealth-home) coverage added4d ago
Texas MedicaidBCaBA scope-of-practice restricted5d ago
Built on infrastructure that works in production
Databricks
Lakehouse + AI
Vercel
Edge + serverless
Neon
Postgres
Clerk
Authentication
Stripe
Billing
Resend
Email
192 payors tracked
72 commercial · 114 Medicaid · 6 government
35+ policy changes in 2026
Source-linked every record cites its policy doc
no secondhand aggregators
Daily agent source checks
verified changes alerted the same day
No PHI no BAA required
public payor data only
See it work

The full workflow in under 60 seconds

Search a payor, see the rules, get alerted when they change.

ABA Insight — Payor Database
Search 192 payors…All types
PayorTypeAuth
Start typing to search payors…
1
Search any payor by name
2
See structured rules instantly
3
Get alerted when rules change
192
Payors in the database
Commercial + Medicaid + Government
17%
Avg ABA denial rate
Industry benchmark (MGMA 2024)
$57
Cost per denied claim
Rework + unrecovered revenue
35+
Policy changes tracked in 2026
Ongoing — see the Public Policy Log
The problem

Why ABA practices are still losing revenue in 2026

It's not a staffing problem. It's a systems problem.

Agency dependency

When your billing agency manages your payor relationships, they hold the institutional knowledge — auth windows, modifier rules, documentation quirks, escalation contacts. Switch agencies and you start from zero. That's an unnecessary dependency your practice doesn't need to accept.

Invisible rule changes

Payor rules change constantly — and the complexity is staggering. A modifier requirement shifts here, a reauth window shortens there, a new documentation standard rolls out with 30 days' notice. Practices without a tracking system absorb these changes as denials, not alerts.

Complexity at scale

Tracking 192 payors manually — each with its own portal, policy cadence, and documentation quirks — is a full-time job. ABA Insight gives independent and mid-size practices the same systematic coverage without the overhead.

How it works

From first login to institutional payor knowledge — in five minutes

1

Search any payor

Type a payor name and instantly see authorization windows, modifier requirements, documentation standards, and submission deadlines — all in one place.

2

See the rules

Every field is structured and current. Filter by state, plan type, or CPT code. Compare two payors side by side before accepting a new contract.

3

Get alerted on change

Severity-coded alerts notify your team when a payor updates its rules — before the denials arrive. Your weekly digest keeps everyone current.

Quantify it

What does outsourcing payor knowledge actually cost?

Every denial your team absorbs because a rule changed — and no one caught it — is the real cost of not owning your payor intelligence.

Active clients50
Avg weekly billing per client$1,200
Current denial rate17%
Denial points you think you'd prevent2 pts

Your assumption, not our promise — drag it to whatever you believe.

Estimated annual savings
$59,328
if you prevented 2 points of denials (17% → 15%)
Pays for itself in 22 days — at your assumptions
Revenue at risk
$504,288
Hours saved
288 hrs/yr
Denials prevented
32/mo
Revenue recovered
$59,328
Start free — unlock the full dataset
What you get

Payor intelligence that lives in your organization

Not in an agency retainer you pay to access indefinitely.

Policy change alerts

Severity-coded alerts when payors update their rules. Anthem's January 2026 shift to weekly unit tracking cost practices thousands in denials — practices that caught it early didn't have to find out from an EOB.

Insight Cloud · Operations
Live
Denial rate
4.2%
AR days
38
Auth burn
92%
Denials · last 30 days↓ 42% vs prior month
Ask the agent
Which clients lose authorization in the next 30 days?

Denial intelligence

Track denial patterns by payor, CPT code, and root cause. Import ERA 835 files to auto-populate your denial library.

Prior auth workflow

Initial auth durations, renewal windows, unit tracking cadence, and submission deadlines for 192 payors — now searchable in seconds.

192 payors

CPT & modifier rules

Payor-by-payor modifier requirements for 97151–97158, including max units per day and required combinations.

Payor comparison

Side-by-side comparison of any two payors across 12 fields. The analysis that used to require a call to your billing agency — done in 10 seconds.

Free · Public

State coverage map

Interactive choropleth showing ABA legislative threat levels by state — critical bills, rate cuts, and hour caps at a glance. Public and free.

View State Map
The feed you'll actually read

Policy changes, severity-coded, before they cost you.

Critical changes (auth window shrinks, new modifier requirements, FBA mandates) hit your inbox the day we detect them. Routine changes roll into a weekly digest. Every change links back to the source document.

Severity is decided by an LLM against your watched payors — calibrated to surface what actually moves your denial rate.

Policy Alerts · Live
Watching 14 payors
Aetna CommercialEffective 2026-06-01

Auth submission window reduced from 30 days to 14 days. Affects all 97151–97158 codes.

BCBS Anthem GAEffective 2026-06-15

New required modifier (HM) for 97155 supervision codes when delivered in clinic.

OptumEffective immediately

Telehealth 97153 coverage confirmed for POS 02 and POS 10.

Showing 3 of 14 this weekView all alerts →
Real-world results

What would your practice recover?

Pre-filled with a real-world scenario. Adjust the sliders to match your practice.

Interactive ROI Estimator

What would your practice recover?

Adjust the sliders to match your practice. Pre-filled with a real-world scenario.

Active clients85
10300
Avg weekly billing per client$1,200
4003000
Current denial rate22%
140
Target denial rate (after ABA Insight)9%
121
Annual savings
$656K
Revenue at risk / mo
$58K
Claims prevented / mo
354
Staff hours saved / yr
3182
Run your own numbers

Full breakdown: rework costs, unrecovered revenue, payback period, and shareable link

Industry data: ABA practices typically see denial rates between 8–25%. MGMA benchmarks suggest each reworked claim costs $57 in staff time, and 35% of denied claims are never successfully resubmitted. Proactive payor monitoring is the most direct lever for reducing preventable denials.

Estimates use MGMA/HFMA industry benchmarks ($57 rework cost/claim, 65% unrecovered rate, $150 avg claim value). Individual results will vary based on payor mix, billing complexity, and team adoption. This is not a guarantee of outcome.

Honest fit check

Is ABA Insight right for you?

The product is built for a specific kind of ABA operation. Here's the honest picture.

Best for

ABA practices with in-house billing staff
RCM leads and billing managers who own payor relationships
Multi-site groups tracking 10+ payors across locations
MSOs and billing companies managing multiple ABA practices
Practice owners who want direct visibility into payor rules
Teams that have experienced denials from rule changes they didn't catch

Not the best fit if

You bill only 1–2 payors with stable, rarely-changing rules
Your billing is fully outsourced and you have no internal billing ops
You're a solo provider with a single location and minimal admin overhead
You're looking for a claims clearinghouse or billing software (we're a knowledge layer, not a clearinghouse)
Even if you're not the right fit today, the free tier and the Public Policy Log are open to everyone — no credit card required.
Data integrity

Why you can trust the data

Every record is source-linked, timestamped, and reviewed on a defined schedule.

Source-linked records

Every data point links to the official payor policy document, provider manual, or Medicaid bulletin it came from. No secondhand aggregators.

Last-verified dates

Each record links its source document and shows when our agents last checked it — plus the actual effective date of the most recent policy change.

Daily checks, scheduled review

Monitoring agents check every registered payor source daily; verified changes publish and alert the same day. A human editorial pass re-reads each payor's full record on a monthly/quarterly tier on top.

Submit corrections in-app

Spot something wrong? Submit a correction from any payor record — triaged on a rolling basis and updated when confirmed against the source.

Pricing

Simple, transparent pricing

Start free. Upgrade when you're ready — pay only for the seats you use.

MonthlyAnnualSwitch to annual — save 17%
Every payor record is source-cited and carries a last-verified date and confidence tier. See our methodology →
Free
$0
forever · 1 seat

Pick 3 anchor payors — full data + alerts, yours forever. No credit card.

3 anchor payors of your choice
Full data + alerts on anchors
Swap one every week
ROI Calculator + Policy Log
1 personal workspace
Start Free
Most popular
Growth
$29
/seat/mo
Per seat, no cap · billed monthly

Full payor database, real-time alerts, denial intelligence, and team collaboration for your billing team.

All 192 payors
CPT & Modifier rules
Real-time breaking-change alerts
Denial intelligence dashboard
Prior auth workflow
Multi-location / multi-org management
Practices recover 15–20× the subscription cost in prevented denials annually.
Get Growth
Cancel anytime
Free = explore the database · Growth = run your billing ops at $29/seat with no cap, including multi-location features
Full pricing details →

Full feature comparison

FeatureFreeGrowth
Payors covered3 anchor payors (your pick)All 192 payors
Swap anchors1 swap / weekUnlimited
Team seats1 seatPer seat, no cap
Workspaces1 personalUnlimited
Policy change alertsOn your 3 anchorsReal-time + digest, all payors
CPT & Modifier rulesYour 3 anchorsAll 192 payors
Denial intelligence
Prior auth workflow
Multi-location / multi-org mgmt
ROI Calculator
Public policy log
Source-cited, confidence-tiered data
Shipping in public · this month

What's changed lately.

Full changelog →
New York Medicaid2026-03-01

Second 12.5% rate reduction effective April 1, 2026

Aetna (Commercial)2026-01-15

Initial authorization window extended from 6 to 9 months

Cigna (Commercial)2026-02-10

Functional Behavior Assessment now required at every renewal

California Medi-Cal2026-03-05

Telehealth ABA now requires in-person assessment every 6 months

Sources checked daily by monitoring agents
Common questions

Frequently asked

The things practices ask before switching from their billing agency's spreadsheet.

Get weekly ABA payor change alerts — free

We monitor all 192 payors so you don't have to. When authorization rules, modifier requirements, or timely filing limits change, you'll know before it hits your claims.

No spam. Unsubscribe anytime. No login required.

Payor expertise shouldn't live in someone else's system.

Tracking 192 payors is genuinely hard. Most practices outsource that complexity to a billing agency and pay for access to the knowledge indefinitely. ABA Insight is the alternative — structured, searchable, and owned by your organization.

Get started free
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Free tier forever
Upgrade anytime